Services Area
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Over 2,800 dealers in:
- Delaware
- Maryland
- North Carolina
- South Carolina
- Virginia
- Tennessee
- Georgia **New**
Providing Auto Loans for People with Credit Problems
How It Works
Whether you have poor or no credit, AMAC can help you get the financing you need for the vehicle you deserve. AMAC will help you establish or re-establish your credit, while driving your new car! Don't be taken advantage of due to your credit history. AMAC can pre-arrange all of your financing at a dealership near you, and take the hassles out of your next car buying experience.
The process is easy. Follow the steps below and you could be driving your new car today.
Step 1
Submit an online auto loan application and get pre-approved to buy a car at one of our special auto dealers.Step 2
After you send your application one of our loan specialists will process your car loan request.Same day approvals are common.
Step 3
Visit the auto dealership, select a new or used automobile, and close your loan. You can buy a car in less than 24 hours.Mechanical Breakdown Protection
At AMAC we understand that our customers can't always afford to do major repairs to the cars they drive, so we offer AUL service contract on most autos we finance. AMAC will allow the cost of a service contract to be added to the contract. There is a $100 deductible.
AUL Coverage
AUL Coverage
| 40K - 90K miles | 90K - 115K miles |
| 24 months | 12 months |
| 24,000 miles | 12,000 miles |
GAP Protection
AMAC offers GAP protection through SecureGAPSM. In the event of a total loss due to theft, collision, fire or flood, SecureGAPSM will eliminate the customer's financial GAP between the primary insurance company's settlement and the customer's loan payoff.
Example
Example
| Customer's loan payoff: | $16,000 |
| Customer vehicle's actual cash value: | $13,000 |
| The First GAP: | $3,000 |
| Customer's deductible | $500 |
| The Second GAP: | $500 |
| Customer's Insurance settlement: | $12,500 |
| The Total GAP: | $3,500 |
| Classic GAP Pays: | $3,500 |